Life Insurance Made Easy I with Black Bear Life Co-Founders While many InsurTech companies have recently emerged to make the industry more efficient, the life insurance experience still leaves the stakeholders asking themselves, “what’s changed?” Brett Smith and Tim Stoner, veterans of the industry with a combined 40+ years of experience, decided it no longer needs to be the case. The co-founders decided to start Brooklyn-based Black Bear Life in February of 2018 and plan to