Have you reviewed your life insurance policy lately?
Why review? 1. Some old life polices run out at age 100! Mortality tables changed again in 2001 so chances are if you have a policy that was issued prior to that, your death benefit will run out at age 100. With people living longer due to the advances in medicine and healthcare, this could be a critical issue for tons of Americans. 2. Newer life polices include free riders which allow you to use a portion of your death benefit early for LTC (huge benefit as LTC policies are