Dear Friends, As I sit on the last day of the year and contemplate the past 12 months, all I feel is an immense sense of gratitude. It was definitely a full year! A year of building new relationships, of trying new things and of taking risks. It was a year with many unknowns and many first times, but we faced everything head-on, unafraid to make mistakes, and instead of fearing the unprecedented waters, we celebrated them. I want to express a heartfelt “Thank You” to our wond