With interest rates so low, should I refinance?
Interest rates are low, home values are high. Perfect time to refinance right? Well, it depends. In general, debt is best avoided, however it depends on how you intend to use the money, how much you will pay to refinance and how disciplined you are with payments. With rates as low as they are, refinancing become more compelling. Saving money on your house payments may be the raise you were looking for. The analysis depends of factors such as how much you could cut your monthl