Loans with a Long-Term Vision
Every loan has a story.... and behind every story, there's a dream. We offer loans tailored to your needs, such as self-employment loans, flexible mortgage programs and more!
With your best interest at heart, I work diligently to provide transparent mortgage planning with a long-term vision. What's your dream? Call me today! 408-691-3029
Here are just a few of the loan program we offer.
Fixed Rate Mortgage
10, 15, 30 year fixed
A fixed rate mortgage is a mortgage that has a fixed interest rate for the entire term of the loan. With a fixed-rate mortgage, borrowers do not have to worry about interest rates spiking and increasing their mortgage payment.
Adjustable Rate Mortgages
3/1, 5/1, 7/1, 10/1 ARM
A mortgage in which the interest rate fluctuates at set periods based on the current market. Typically denoted in the form “introductory period/interval for adjustment,” as in a 5/1 ARM in which the first 5 years are fixed, and then the subsequent rates are readjusted every 1 year.
An FHA loan is a government-backed mortgage insured by the Federal Housing Administration, or FHA for short. Ideal for most first-time home buyers, FHA home loans require lower minimum credit scores and down payments than many conventional loans.
Investor property loans finance rehabilitation projects in which properties are fixed up and then either resold or rented out. We offer flexible investor programs, while avoiding hard money loans. Don't let rising rates prevent you from buying more investment properties. We have solutions to access capital through a refinance with rates that let your properties cash flow.